Rohini Prasad Khanal

first_imgWe have been taking part in OTM for quite a long time and our participation in this fair was very much successful as all our 8 co-exhibitors are very happy with the response. We would also like to take this opportunity and tell everyone that we are already in a position to welcome the tourists and we hope our participation in OTM will help increase the number of Indians coming to Nepal.last_img

New Fed Rule Means Capital Plans Stress Tests for Banks

first_img November 22, 2011 415 Views Under a final rule, banks with $50 billion or more in assets will need to submit capital plans to the “”Federal Reserve””:, which will also begin performing stress tests for the largest financial institutions next year.[IMAGE]The Fed said in a statement that the capital plans are intended “”to ensure that institutions have robust, forward-looking capital planning processes that account for their unique risks, and to help ensure that institutions have sufficient capital to continue operations throughout times of economic and financial stress.””In accordance with the rule, the Fed will take responsibility for annual evaluations of each institution’s capital adequacy, internal assessment processes, and capital distribution plans, including dividend payments and stock repurchases.It is difficult to undervalue the importance of the Fed’s role in supervising capital plans. The central bank more [COLUMN_BREAK]recently denied life insurer “”MetLife””: the ability to move forward with capital distribution plans and stock repurchases it had proposed earlier this year.Nineteen of the largest financial institutions around the U.S. will also fall under annual stress tests, which begin under the Federal Reserve this year, in line with the Comprehensive Capital Analysis and Review (CCAR).The Fed will offer up stress tests that hew closely to the capital reserves reported by financial institutions, and deploy the same standards provided by the Basel Committee.Financial institutions will need to begin submitting their capital plans by January 2012, following the rule’s enactment in late December this year.Earlier Tuesday the Fed also released minutes from the last Federal Open Market Committee meeting that detailed considerable discussion about further quantitative easing, among other policy options, as still-weak housing markets kept a heel on the overall economic recovery.””Housing market activity remained very weak, held down by the large overhang of foreclosed and distressed properties along with limited demand in an environment of uncertainty about future home prices and tight underwriting standards for mortgage loans,”” the Fed minutes read. “”Although starts and permits for new single-family homes edged up in September, they stayed near the depressed levels seen since the middle of last year,”” the minutes added. “”Sales of new and existing homes continued to be soft in recent months, and home prices trended lower.”” in Data, Government, Origination, Secondary Market, Servicing Sharecenter_img Fed,New Fed Rule Means Capital Plans, Stress Tests for Banks Agents & Brokers Bank Failure Federal Reserve Fixed-Rate Mortgage Home Prices Housing Affordability Investors Lenders & Servicers MetLife Mortgage Rates Pending-Home Prices Processing Service Providers 2011-11-22 Ryan Schuettelast_img read more

Consumer Confidence Rebounds to SixYear High

first_imgConsumer Confidence Rebounds to Six-Year High Share Conference Board Consumer Confidence Consumer spending Jobs 2014-03-25 Tory Barringer March 25, 2014 465 Views center_img in Daily Dose, Data, Headlines, News After dropping into the high 70s range in February, the Conference Board’s gauge of consumer confidence moved back up to a six-year high in March, the group reported.According to a release Tuesday, the Conference Board Consumer Confidence Index improved to 82.3 in the latest survey, up four points from February’s reading. It was the strongest index value since January 2008.The increase stemmed from an improvement in the component Expectations Index, which increased to 83.5 from 76.5 the month prior—indicating an overall improvement in Americans’ economic outlook.“Overall, consumers expect the economy to continue improving and believe it may even pick up a little steam in the months ahead,” said Lynn Franco, director of economic indicators for the Conference Board.Speculating on the next six months, 18.1 percent of consumers said they expect business conditions to recover, up from 17.3 percent, while fewer expect conditions to worsen. The outlook for labor was also brighter, with 13.9 percent expecting more jobs to come, up slightly from 13.7 percent.Optimism about income growth wasn’t as strong, on the other hand. The share of respondents expecting their incomes to grow fell almost a percentage point to 14.9 percent; at the same time, however, the share anticipating a decline also decreased, dropping to 12.1 percent.Meanwhile, the Present Situation Index, a measure of consumer thoughts about current conditions, ended its four-month streak of increases with a slight fall back to 80.4.Asked about current business conditions, 22.9 percent of respondents said the environment is “good,” while 23.2 percent said conditions are “bad”—marking increases for both responses. On the labor market, perceptions were largely unchanged: Those claiming jobs are “plentiful” decreased slightly to 13.1 percent, while those saying jobs are “hard to get” edged up to 33.0 percent.last_img read more

835M Ginnie Mae Servicing Portfolio Hits Market

first_img Ginnie Mae Mortgage Servicing Rights MountainView Servicing Group 2014-09-15 Tory Barringer September 15, 2014 482 Views A new $835 million Ginnie Mae mortgage servicing rights (MSRs) portfolio has hit the market, with Colorado-based MountainView Servicing Group acting as the advisor.According to an announcement from MountainView, the bulk servicing offering includes 99.7 percent fixed-rate and 100 percent first-lien product with a weighted average original FICO score of 691.Other quality features include a weighted average original loan-to-value ratio of 94 percent and a weighted average interest rate of 4.00 percent. The average loan size is $205,309.Nearly a quarter—23.9 percent—of the portfolio is concentrated in California, MountainView said. Other top states include New York (9.6 percent), Florida (4.7 percent), and Pennsylvania (4.5 percent).”This portfolio is being offered by one of the premier mortgage bankers in the country,” said Robert Wellerstein, managing director at MountainView. “It’s an exceptionally clean GNMA portfolio, with a very low coupon and low delinquencies. Given the high-quality product, portfolio size and experienced seller, we expect this package to garner a lot of interest among MSR buyers.”Bids for the offering are due September 16. in Daily Dose, Headlines, News, Servicingcenter_img $835M Ginnie Mae Servicing Portfolio Hits Market Sharelast_img read more

JP Morgan to Buy 45 Billion Worth of Ocwen Servicing Rights

first_img Mortgage servicer Ocwen Financial is selling the mortgage servicing rights for $45 billion worth of Agency home loans to JPMorgan Chase, according to a report from Bloomberg.In an update on its website dated March 2, Ocwen announced that it had “signed a letter of intent with a buyer on the sale of mortgage servicing rights (MSRs) on a portfolio consisting of approximately 277,000 performing Agency loans owned by Fannie Mae with a total unpaid principal balance of approximately $45 billion.” According to the Bloomberg report, a person familiar with the transaction identified New York-based Chase as the buyer in that transaction.In that March 2 update, Ocwen wrote that the transaction was “subject to a definitive agreement, approvals by Fannie Mae and FHFA and other customary conditions, Ocwen expects the transaction to close by mid-year and the loan servicing to transfer over the course of the second half of 2015.”Spokespeople for Chase, Ocwen, and Fannie Mae all declined to comment on the transaction when reached by email.Atlanta-based Ocwen Financial is the largest non-bank, non-government mortgage servicer in the nation. The company is reportedly looking downsize after a tumultuous year of extensive regulatory trouble and scrutiny that resulted in multi-million dollar settlements in both New York and California. Ocwen has also endured ratings downgrades by both Fitch Ratings and Morningstar Credit Ratings since the first of the year, largely due to the servicer’s regulatory entanglements.In February, Ocwen announced that it intended to sell the MSR on a portfolio of approximately 81,000 performing residential loans owned by Freddie Mac with a total principal balance of about $9.8 billion to Dallas, Texas-based Nationstar. At the time of the deal with Nationstar, Ocwen CEO Ron Faris said it may be only the beginning of MSR transactions between the two companies. Share March 17, 2015 586 Views Jp Morgan Chase Ocwen servicing rights 2015-03-17 Seth Welborncenter_img JP Morgan to Buy $45 Billion Worth of Ocwen Servicing Rights in Daily Dose, Servicinglast_img read more

2016 Housing Forecast Home Sales and Prices Rise Refi Volumes Fall

first_img in Data, Featured, Market Studies, News, Origination Share The year 2016 is expected to usher in the creation of 1.25 million new households, higher rental demand, increased home sales, and a rise in home purchase loan originations even as refinancing volume plummets, CoreLogic’s Chief Economist predicted Monday.Dr. Frank Nothaft, senior vice president and chief economist at CoreLogic, released his 2016 Outlook for Housing. The signature report offers viewers a few twists, turns and apparent contradictions.For starters, Nothaft estimates dollar volumes for single-family mortgage originations will plummet 10% despite his prediction of a significant rise in home equity lending and home purchase loan originations.Still, he says, an uptick in those areas will be offset by a 34 percent decline in refinancing activity as mortgage rates rise, scaring off homeowners who have yet to refinance their existing mortgages.At the same time, multifamily originations will continue to grow considering rental vacancy rates are now at or near their lowest levels in 20 years, Nothaft noted in his report.The economist expects demand for apartments and houses to rise significantly in 2016 as younger households take form.Meanwhile, interest rates will move higher on a gradual basis, causing adjustable-rate mortgage holders to see notable increases in interest rates at a time when the Federal Reserve is expected to raise short-term rates one percentage point between now and the end of 2016, Nothaft says.As for fixed-rate mortgages, Nothaft estimates a one-half of a percentage point rise between now and the end of 2016, with a forecast of 4.5 percent on the 30-year loan.As for home sales and home prices, Nothaft expects both economic fundamentals to experience increases next year. He even predicts the CoreLogic Home Price Index will rise 4 to 5 percebt in 2016 as consumers experience the benefits of an improved economy and financial stability.”As we approach the start of 2016, the consensus view among economists is that economic growth will continue, and the U.S. will enter an eighth consecutive year of expansion in the second half of next year,” Nothaft reported. “Most forecasts place growth at 2 and 3 percent during 2016, creating enough jobs to exert downward pressure on the national unemployment rate.” December 8, 2015 571 Views center_img 2016 Housing Forecast: Home Sales and Prices Rise, Refi Volumes Fall 2016 Housing Market CoreLogic Home Prices Home Sales Refinances 2015-12-08 Staff Writerlast_img read more

Clayton Holdings Names New Senior Managing Director of Lending Services

first_img Share March 3, 2016 681 Views Clayton Holdings Names New Senior Managing Director of Lending Services in Headlines, News, Technologycenter_img Clayton Holdings LLC, a global provider of mortgage and real estate market risk management solutions, announced that Brian Wornow has joined the company as Senior Managing Director of Lending Services.In this new position, Wornow will lead a new line of business focused on expanding Clayton’s capital market and whole loan services offerings to Wall Street, hedge funds, aggregators and money managers, private equity firms, REITs, and investment companies.Wornow was Managing Director and Co-head of Morgan Stanley’s residential mortgage whole loan trading business prior to his new role, where he oversaw all facets of sourcing, marketing, trading, and risk management of the business. Prior to Morgan Stanley, he held executive and managerial roles at UBS Securities LLC, MortgageIT LLC (a wholly owned subsidiary of Deutsche Bank Securities), and PriceWaterhouseCoopers.“Brian’s deep knowledge of the mortgage and capital markets will help Clayton develop and enhance our customized origination, review and surveillance solutions for whole loan acquirers and their funding sources,” said Jeff Tennyson, Clayton’s COO. “Brian is a strong addition to Clayton’s management team and an example of our commitment to providing our clients with creative and industry leading solutions.”Wornow holds a bachelor’s degree in Economics from the State University of New York­–Binghamton and a law degree from the University of Wisconsin–Madison, as well as series 7 & 63 securities licenses. Clayton Holdings Real Estate Market Risk Management Senior Managing Director of Lending Services 2016-03-03 Staff Writerlast_img read more

Are Home Prices Sustainable Maybe Not Everywhere

first_img Home prices in the Pacific Northwest in the second quarter were the fastest growing in the country, according to Fitch Ratings’ Q2 report on sustainable home prices. The growth, in fact, has been so fast that properties in major Pacific Northwest cities like Seattle and Portland are now considered overvalued on par with those in California’s Bay Area.“Portland home prices have risen at the fastest clip of any nation since second-quarter 2014, at 22 percent,” the report stated. “Much of the increase can be explained by underlying economic drivers. Meanwhile, Seattle is not far behind with home prices rising 19 percent during the same timeframe.”As a result, Fitch estimated, home prices in these cities to be 5 to 15 percent overpriced. This rivals San Francisco, which had a two-year gain of 21 percent leading up to the start of 2016 (and a 69 percent growth since 2012). The hottest market at the beginning of this year, San Francisco has since cooled considerably. The market has grown 11 percent since a year ago and is considered 5 to 10 percent overvalued for Q2.“The recent rate of home price growth in the Pacific Northwest is hard to rationalize,” said Grant Bailey, managing director at Fitch. “Foreign investors and spillover from tech employees priced out of San Francisco are likely playing a role in the run-up, though to what degree is hard to ascertain.”Bailey said that the rocketlike growth of home prices in the Pacific Northwest is causing some familiar issues, mainly stretching affordability for local businesses and employees. Due to this, Fitch reported, the escalation won’t last long.“The current growth rates in the Northwest are unsustainable,” the report stated. “The recent slowdowns in Vancouver and San Francisco likely indicate that a significant slowdown in the Northwest is coming.” Share November 24, 2016 573 Views Are Home Prices Sustainable? Maybe Not Everywherecenter_img in Daily Dose, Data, Featured, News Fitch Ratings Home Prices 2016-11-24 ScottMorgan1last_img read more

Fannie Mae Changes Requirements for Appraisers

first_img August 9, 2018 1,418 Views in Daily Dose, Featured, News, Servicing Appraisal Data Fannie Mae Federal Housing Administration Freddie Mac homes HOUSING market 2018-08-09 Radhika Ojha Appraisers will no longer be required to fill Form 1004MC, a market conditions addendum that was removed by Fannie Mae when it released its new Selling Guide updates this week. The form has been a key requirement for appraisers since 2009, having been created in direct response to the housing crisis. The form was designed to “provide a standardized mechanism for appraisers to analyze and report changes in market conditions,” according to Fannie Mae. “This enables lenders to make prudent lending decisions in appreciating, stable, or declining markets.” The removal of the requirement was announced July 31, 2018, at an annual Appraisal Institute event, and the official announcement from Fannie Mae came recently. Fannie Mae said the change takes place immediately. The reason for abandoning Form 1004MC, according to the GSE, is that its “Collateral Underwriter (CU) now provides robust market trend information for lenders and Fannie Mae, enabling measurement  and management of market risks in a more rigorous way.”The change in requirement will take place in both Collateral Underwriter and Desktop Underwriter, although the form will still be present in the Desktop Underwriter system until “a future release,” Fannie Mae said. “Until that time, lenders may disregard the DU message.” The Selling Guide made a point to note though that “Appraisers remain responsible for analyzing market conditions and accurately reporting them in the Neighborhood section of our appraisal forms.” Also, it is important to note that thus far Freddie Mac and the Federal Housing Administration have not made similar announcements regarding the market conditions form. For the moment, they still require it. However, according to a recent blog written by Erik Wind and first published in the GeoData Plus Blog, “Freddie Mac did imply that such a move would be likely.” The blog also noted that individual lenders may choose to continue requiring 1004MC. center_img Fannie Mae Changes Requirements for Appraisers Sharelast_img read more

Marion McDougall to Step Down From Caliber

first_img Share Marion McDougall to Step Down From Caliber Caliber Home Loans Marion McDougall 2018-11-14 Radhika Ojha Marion McDougall, EVP, Chief Loan Administration Officer at Caliber Home Loans will be stepping down from her current position by the first quarter of 2019, according to industry sources.An industry veteran with more than 25 years of financial services experience in the U.S. and internationally, McDougall has worked in mortgage and retail banking with a particular emphasis on mortgage servicing, business development, and post-closing. She was recently honored with the Lifetime Achievement Award at the Five Star Conference.While accepting the award, McDougall said that the industry had come a long way, battling the cyclical nature of the housing and mortgage business as well as the regulatory changes and pressure. “I challenge us all to continue to think outside of the box, and about our industry from the perspective of our customers not only from a compliance perspective,” she told the audience.McDougall had said that it was interesting to see how many of the technological advances that were envisioned 18 years ago had been realized today. “It is even more interesting, however, how many opportunities the technologies present that the mortgage industry has not yet taken advantage of,” she said during the awards ceremony. “We must continue to act like mortgage bankers and innovate by leveraging the ever-expanding toolkit available to us.”Learn more about McDougall’s career and her impact on the industry in this video:center_img in Daily Dose, Featured, News, Origination November 14, 2018 887 Views last_img read more

Sakata Seed America announces new strategic allian

first_img Sakata Seed America announces new strategic allian … Tropical distributors reduce shrink by 50% with Ha … PRESS RELEASENew York, NY – BrightFarms, the #1 brand in local produce, was named to the annual Inc. 5000 list, ranking #571 among the country’s fastest growing private companies. With four greenhouse farms and distribution across major markets, the ranking solidifies the brand’s position as the leader in locally grown packaged salads for supermarkets. The Inc. 5000 ranks companies by their rate of revenue growth from the past three years. For the second straight year, BrightFarms is the only produce company to make the list and ranked 22nd among food and beverage brands. “Being named again to the list of fastest growing companies is a positive sign for our continued growth. The recognition demonstrates that our model successfully addresses consumer demand for responsibly grown, local produce,” says Paul Lightfoot, CEO of BrightFarms. “I’m grateful to my colleagues for helping the company grow in new markets and to our national retail partners for their efforts in bringing quality, fresh produce to more consumers.”  You might also be interested in California Avocado Commission strikes while the ir … center_img August 27 , 2018 BrightFarms salad greens are sold in leading national retailers such as Kroger, Ahold-Delhaize, Walmart and Albertsons. The company operates greenhouses in Rochelle, IL; Culpeper, VA; Bucks County, PA.; and Wilmington, OH to provide supermarkets with a consistent and year-round supply of locally grown produce. For more information, visit About BrightFarmsBrightFarms grows local produce, nationwide. BrightFarms finances, builds, and operates local greenhouse farms in partnership with supermarkets, cities, capital sources, and vendors, enabling it to quickly and efficiently eliminate time, distance, and costs from the food supply chain. BrightFarms’ growing methods, a model for the future of scalable, sustainable local farming, uses far less energy, land and water than long distance, centralized and field grown agriculture. Fast Company recognizes BrightFarms as “One of World’s 50 Most Innovative Companies” and one of the “Top 10 Most Innovative Companies in Food” in the world.  For more information, please visit Giddings Fruit offers cherry growers a competitive …last_img read more

What an MLB source said about the Dbacks trade h

first_img What an MLB source said about the D-backs’ trade haul for Greinke Nevada officials reach out to D-backs on potential relocation “I would be all on board with [Dominique Rodgers-Cromartie] and a third round pick being shipped off for the services of Kevin Kolb,” Wolf said Thursday morning. “I don’t put a ton of stock into draft picks. I know that’s how you build an NFL team, through the draft. I realize that but don’t forget about the undrafted free agent rookies. The undrafted free agent rookies that do what? Come into the league and play like first round picks.”While Wolf thinks trading DRC and a pick is acceptable, Doug doesn’t want to see the Cardinals give up that much.“I want it to be DRC or a first round pick,” he said.”I don’t like DRC and a pick. I want it to be DRC and that’s it. If they do, do that I will disagree with it but I get it.“If Kolb takes off then people will laugh if it was only DRC and a second round pick, if that’s what it ends up being. If Kolb becomes the second Philadelphia quarterback to be hyped up by Andy Reid and then traded away — A.J. Feely — then it’s a joke no matter what you gave up.”Will the Cardinals be laughing all the way to the bank playoffs? Only time will tell. But one thing is for sure, they are the talk of not only the national sports scene but the NFL. Now that’s worth a lot more than a player and a pick. Top Stories Comments   Share   center_img D-backs president Derrick Hall: Franchise ‘still focused on Arizona’ Thanks to the Arizona Cardinals and Philadelphia Eagles ongoing negotiations everyone has become like the guy looking to buy a new car. They’re haggling over exactly what the right price is for Kevin Kolb.Sports 620 KTAR’s Doug and Wolf are no different. They both have a price in mind they would like to see the Cardinals pay for Kolb. They just don’t happen to be the same page about what that exactly is. Cardinals expect improving Murphy to contribute right awaylast_img read more

What an MLB source said about the Dbacks trade h

first_img What an MLB source said about the D-backs’ trade haul for Greinke “It’s something I’m going to get a chance to see, andhopefully in the near future, and sometime, whenever thatwill be, I’ll be able to be in one and compete for mytime.”Lindley said he just needs to watch and learn, which isreally about he can do at this point. And while he’sconfident in his abilities, the rookie knows there isplenty of room for improvement.“You’ve got to be able to be pinpoint with that,” he saidwith his accuracy. Lindley certainly doesn’t lack for armstrength, but knows completing 53 percent of his passes,which he did as a senior for San Diego State, is not goingto fly in the NFL. “That’s something I’ve been working ona lot, and I think I’m working to where I want that to beone of my strengths.”The good news for Lindley is he has time to work on hiscraft before the team should ever need him to play. Sohe’s free to just learn and improve while Kolb and Skeltonbattle for a job. 0 Comments   Share   D-backs president Derrick Hall: Franchise ‘still focused on Arizona’ Top Stories center_img Nevada officials reach out to D-backs on potential relocation Lost in the drama of the Kevin Kolb/John Skelton QBcompetition is sixth-round pick Ryan Lindley.No, Lindley is not in the competition, and chances are hewon’t throw a single meaningful pass for the Cardinalsthis season. However, the former San Diego State Aztec told ArizonaSports 620’s Doug and Wolf watching the battle in front ofhim is helpful for his own development.“If anything I’m kind of taking advantage of it,” Lindleysaid. “At this level, I want to gain experience as fast asI can, and whether that’s stealing reps and watching Kevinwork and doing stuff like that, and then watching aquarterback competition right now. Cardinals expect improving Murphy to contribute right awaylast_img read more


first_img 58 Comments   Share   LISTEN: John Clayton, NFL insider The Arizona Cardinals will begin training camp in a couple of weeks, and unlike last season, they do not really do so with Super Bowl expectations.That’s what happens when you go from winning 13 games in 2015 to seven in 2016 before losing some key players to free agency.NFL insider John Clayton told Doug and Wolf on 98.7 FM, Arizona’s Sports Station, that he felt Calais Campbell was the biggest loss, but added it hurt to lose Tony Jefferson, D.J. Swearinger and Marcus Cooper. Your browser does not support the audio element. Former Cardinals kicker Phil Dawson retires The 5: Takeaways from the Coyotes’ introduction of Alex Meruelo “Just to try to fill the roster and get them as good as they can, because this year, I think, is it,” he said. Arizona Cardinals head coach Bruce Arians and Larry Fitzgerald watch players during an NFL football organized team activity, Tuesday, May 30, 2017, at the Cardinals’ training facility in Tempe, Ariz. (AP Photo/Matt York) Grace expects Greinke trade to have emotional impact “The good thing is the defense, which was No. 2 last year, is going to drop, but is it going to drop to No. 5, is it going to drop to No. 10?” he asked. “I think it can drop to No. 10, but still, the offense can generate enough points to kind of compensate for that.”That’s the trick, and though Clayton believes the Cardinals have the talent to persevere, he said the challenge of making it back to the playoffs is tougher now than before.But as Clayton said, even with the defections it is not as if the Cardinals are completely devoid of talent. Carson Palmer is still the quarterback and Larry Fitzgerald is still around to catch passes, while David Johnson, Patrick Peterson, Tyrann Mathieu, Chandler Jones and Markus Golden are set for big seasons.Add it all up and you have an interesting squad who you could see being very good, but also taking another step back.Time will tell what happens but regardless of which direction things go, a certain theme will accompany 2017. With Palmer and Fitzgerald both having pondered retirement, this may be the Cardinals’ last legitimate shot at a deep postseason run for a while.“I think so, yeah,” NFL insider John Clayton told Doug and Wolf on 98.7 FM, Arizona’s Sports Station Friday. “Because when you look at the losses from last year — that’s the sad part, because if this is going to be it — you’ll have to make a quarterback transition, you lose a Hall of Fame-caliber wide receiver, and maybe, who knows, I think it’s year-to-year with the health of Bruce Arians and you hope he stays on. Top Stories “But if he does make a quarterback transition, you’d love to have him as the one that’s doing that. Yeah, I think it does say that the window is this year.”Clayton noted that is what made this offseason so unfortunate for the Cardinals, given that they parted with starters in Calais Campbell, Tony Jefferson, Kevin Minter and Marcus Cooper, while also saying goodbye to D.J. Swearinger, Evan Mathis and Earl Watford.According Jason Fitzgerald of the website, the Cardinals lost more quality snaps than any other team. He wrote that Campbell, Jefferson, Minter and Cooper combined to play more than 800 snaps last season, which will understandably be tough to replace.They will be replacing them with age in Antoine Bethea and Karlos Dansby which is generally not going to work out. I said going into last year that the Cardinals window may have closed with that playoff loss and they were the ultimate boom or bust team and barring a terrific season for Carson Palmer its hard to really see that changing while the team is doing what it can to fill in the pieces within their cap situation.Clayton pointed to that statistic, and said it will likely lead to Cardinals GM Steve Keim going “on a big spree” to sign as many useful veterans on cheaper deals as he can when he gets back from vacation. Derrick Hall satisfied with D-backs’ buying and sellinglast_img read more

In year two of his NFL career Arizona Cardinals w

first_imgIn year two of his NFL career, Arizona Cardinals wide receiver Chad Williams is having an easier time adjusting to NFL work flow and likes what he sees in new offensive coordinator Mike McCoy’s offense.“I’m thinking way less,” Williams said on 98.7 FM Arizona’s Sports Station’s Doug and Wolf show.Williams is finding things have began to slow down as the day-to-day grind of the NFL becomes easier to handle. Grace expects Greinke trade to have emotional impact “Just the way I’m maneuvering right now, getting in and out of meetings, how locked in and focused I am. I guess I’m seeing the bigger picture now and everything is getting clearer because year two, things are getting easier for me.”Related LinksDavid Johnson is the latest casualty in a cruel professionQB Sam Bradford, Arizona Cardinals sticking to the planCardinals GM Keim excited as new pieces put into place at minicampIt is helping him focus on learning a new playbook, which he referred to as the “high point of my offseason.”Williams believes McCoy’s system will be well-rounded and give headaches to defenses trying to key in on one guy.“In his offense, you can get hit from anywhere. You don’t know who’s going to do it to you. It keeps the defense on their toes at all time. Man, we’re good,” Williams said.Establishing himself as a number two, three or four option behind Larry Fitzgerald would be a huge plus for an offense with a new coordinator and new starting quarterback.Besides Fitzgerald, last season the Cardinals had no other pass catchers record more than 33 receptions and only one other player with more than 500 receiving yards. – / 9 The 5: Takeaways from the Coyotes’ introduction of Alex Meruelo Derrick Hall satisfied with D-backs’ buying and selling 3 Comments   Share   Top Stories Former Cardinals kicker Phil Dawson retires (AP Photo/Matt York)last_img read more

Go back to the enewsletter European Waterways is

first_imgGo back to the e-newsletterEuropean Waterways is making the 2016 season a special occasion by offering up to $12,000 off select whole boat charter prices and up to $2500 off per cabin on select hotel barges and cruises.  The charter offers apply to vessels that include Panache in Alsace-Lorraine throughout July and August, the Anjodi on the Canal du Midi in May, June and August, and L’Impressionniste in Burgundy, among others. They must be booked by 29 March 2016 to qualify.“More and more people are discovering the unique experience of a luxury hotel barge cruise through the scenic countryside of Europe,” said Derek Banks, Managing Director of European Waterways.  “There are so many wonderful cruising regions to choose from in our program and our specials make these vacations even more attractive.”The stylish 12-passenger Panache hotel barge cruises through the storybook settings of the Alsace-Lorraine region of France, famous for its Baroque, Gothic and Romanesque architecture.  It is offering $12,000 off the full-boat charter price for its 29 May departure, as well as for all departures in July and August. Panache is also offering $2500 off per cabin for select departures in April and May, and waiving single supplement fees for select departures in April.Further south, the eight-passenger Anjodi, which cruises the Canal du Midi, is offering $8000 off the full-boat charter prices for select departures in May, June and August. It is also offering $1250 off per cabin for select departures in June through August. Anjodi’s passengers will enjoy distant views of the Pyrenées during their cruise, as well as pass through the Malpas tunnel, the world’s oldest.  The vessel is also waiving single supplement fees for select departures in June.The light and airy 12-passenger L’Impressionniste is offering $12,000 off full-boat charters for select departures in May, July and August.  It is also offering $2500 off per cabin for select departures in April and May and waiving single supplement fees for select departures in April and May. The vessel, which cruises the Burgundy Canal past medieval hilltop châteaux, is the perfect choice for fine wine and food lovers.The eight-passenger Rosa hotel barge is offering $8000 off full-boat charter prices on select departures from April through July.  It is also offering $2500 off per cabin for select departures in April and June, as well as $1250 off per cabin for select departures in July. Highlights on this traditional Dutch ‘clipper’ vessel on the Canal de Garonne include a crossing of the 300-metre long Pont du Cacor aqueduct and a visit to the abbey at Moissac, a UNESCO World Heritage Site.Go back to the e-newsletterlast_img read more

Dorchester Collection provides guests with many wa

first_imgDorchester Collection provides guests with many ways to stay fit and pampered. From luxurious massage therapies to restorative aromatherapy baths, health-focused dining menus and bespoke personal training, each hotel offers opportunities for relaxation and revitalisation. Here’s a glance at some of the new wellness offerings:THE DORCHESTER, LONDONAt The Dorchester, located in the heart of Mayfair, guests can book an appointment with personal trainer Simon Inman, who has 25 years of professional personal training experience. Inman can customise a programme to suit each guest’s needs amid the beauty of Hyde Park, or at The Dorchester fitness studio.Bespoke fitness programmes follow an hour-long consultation including body fat and posture analysis, a flexibility test and more. The resulting programme will combine HIIT (short-burst exercise to increase post-exercise energy consumption), strength work and nutritional advice to achieve personal goals. Consultation and training sessions cost £150 per hour.Following a workout, guests can reward themselves with a healthy bite from the Spatisserie featuring specialty bento boxes, or options from the wellness menu at The Grill at The Dorchester including raw, vegan, low-calorie, gluten-free and dairy-free dishes and juices.The Dorchester Spa also offers a full spa treatment menu as the Carol Joy London body treatments, exclusive to the hotel. These new, carefully crafted, innovative body treatments include the Caviar and Algae Detox, Caviar and Collagen Cocoon, Myofascial Body Work and Body Exfoliation.45 PARK LANE, LONDONDorchester Collection’s contemporary Mayfair hotel, overlooking Hyde Park, offers guests a unique wellbeing bath menu. The menu features six different bath combinations designed to enhance guests’ physical, mental and emotional wellbeing. Baths are drawn by a member of the host team using carefully selected essential oils from Aromatherapy Associates, a pot of herbal tea and a candle to complement the experience. Guests may also create their own bespoke bath combinations (£20 per bath experience). 45 Park Lane also offers yoga mats, London running guides and Brompton bicycles in the hotel’s signature purple hue.Hotel guests can also enjoy personal training sessions with Simon Inman in Hyde Park, or at 45 Park Lane’s fitness studio, which is open 24 hours a day. Consultation and training sessions cost £150 per hour.COWORTH PARK, ASCOTCoworth Park, Dorchester Collection’s luxury country house hotel and spa, has introduced a Luxury Oxygen and Diamond Treatment from Carol Joy London at The Spa at Coworth Park. This facial is the ultimate treatment for skin displaying signs of environmental damage such as redness, blemishes and dry, uneven patches. Fine microdermabrasion diminishes pigmentation and refines skin texture while a collagen-boosting massage plumps skin cells and drains toxins. The pure oxygen machine helps to boost cell renewal and is followed by a deeply hydrating caviar and algae mask to nourish skin. Finally, a soothing scalp or hand and arm massage is performed for ultimate relaxation (80 minutes from £145).Guests can also enjoy the heated indoor swimming pool with underwater music, the outdoor sun terrace with sun loungers and a gym complete with Technogym equipment, or a leisurely stroll across the Berkshire estate.LE MEURICE, PARISLe Meurice, located between Place de la Concorde and the Louvre, embodies the perfect French palace hotel. After a day in the city, guests can awaken their senses through the new Massage with Aromatic Thai Herb Bags from Spa Valmont pour Le Meurice. Stretch out and relax in the historic Parisian palace hotel as skilled therapists apply aromatic bags of lemongrass, mint, lemon balm and ginger to soothe and rejuvenate the skin, combining gentle pressure and heat to reinvigorate the balance between body and mind (60 minutes €200, 90 minutes €270, 120 minutes €340). For families looking for wellness and pampering, Spa Valmont pour Le Meurice also offers spa experiences for the littlest VIPs, from age six and older.Guests can also access the fitness centre and, on selected dates, take advantage of Yog ‘n’ Dance, taught by fitness coach Julie Ferrez, one of the most sought-after fitness experts in France. This innovative class sculpts the figure and relaxes the mind using a combination of vinyasa yoga and classical dance, with the aid of a ballet barre (60 minutes, €30 per class).HÔTEL PLAZA ATHÉNÉE, PARISHôtel Plaza Athénée, situated in the heart of the Haute Couture district on Avenue Montaigne, features the award-winning Dior Institut au Plaza Athénée. Providing the ultimate beauty experience, the spa is offering three new treatments including Dior Prestige Awakening of the Senses, the Signature Dior Institute Massage. Inspired by the regenerative and perfecting power of Dior’s own Rose de Granville, this treatment has been specially developed for all skin types and is combined with stress-releasing strokes to lavish the face and back in absolute comfort. The skin is intensely nourished and replenished, leaving it soft like a rose petal (120 minutes, €420). The Sculpting Body Treatment is an energising massage, which sculpts the body and redefines its curves. Precise strokes stimulate the firmness of tissues to leave the body firmed and toned (90 minutes, €380). The Refined Contour Treatment is a deep back massage followed by a series of kneading, smoothing and sweeping movements to help slim a targeted zone of the body and revive energy through stimulation of the muscles and skin. The result is a more slender physique and the body’s movements are more supple and fluid (90 minutes €300 or 120 minutes €380). Hotel guests can also enjoy the fully equipped fitness centre with personal training services, sauna and steam room.LE RICHEMOND, GENEVAA jewel in Geneva’s crown, Le Richemond is ideally situated on the banks of Lake Geneva. Guests looking to rejuvenate can book the new Signature Spa Day from Le Spa by Sisley. This new multi-treatment package from the luxury spa offers a choice of a 60-minute Deep Tissue or Zen Harmony Massage or a 60-minute Phyto Aromatic Facial, along with access to the spa’s sauna, steam bath and relaxation room, as well as a hair treatment and blow dry from Toni & Guy. The package rate is CHF 390 per person or with chauffeur-driven transfer to/from the hotel at CHF 540 per person, subject to availability. For guests looking to fit in a workout, a fitness studio is also available with the option to book sessions with a personal trainer.HOTEL PRINCIPE DI SAVOIA, MILANHotel Principe di Savoia, located in Piazza della Repubblica, helps active guests stay fit as well as relax from the hustle and bustle of daily life. Club 10 Spa & Fitness Center, the hotel’s signature spa, which includes an indoor heated swimming pool, has launched a new wellness programme and spa treatments for men in partnership with Italian skincare brand, Comfort Zone. The new wellness programme features five customisable treatments from Comfort Zone’s ‘Body Strategist’ line. The treatment menu ranges from an Aromatherapy Wrap to an Algae Peel and Bagni di Pisa, a treatment using thermal waters from the baths of Pisa (five-treatment Body Package, €580). New male spa treatments include the Hydramemory Express facial offering hydration for stressed and dehydrated skin (25 minutes, €70), while the Hydramemory Complete pampers with deep hydration to soothe skin and heighten physical and mental energy levels (50 minutes, €95). Guests can minimise signs of aging with the Sublime Skin Express, ideal for oily skin (25 minutes, €70). The Stress Recover Massage soothes tension, jet lag, and the physical repercussions of strenuous activity, and is designed to stimulate connective tissue and improve flexibility (50 minutes, €115).HOTEL EDEN, ROMELocated in the heart of Rome, just a short stroll from the legendary Spanish Steps and picturesque Villa Borghese, the newly restored Hotel Eden debuts its first-ever The Eden Spa complete with three private suites and signature pampering treatments. These wellness treatments are offered by award-winning skincare specialist Sonya Dakar and Officina Profumo – Santa Maria Novella, which has been in practice since 1612 and uses skilled artisans to create handmade products that are sustainably sourced for natural and highly effective results. As this is Sonya Dakar’s first entrée into Europe, she has exclusively created the Signature Back, Face and Scalp treatment for The Eden Spa, an indulgent ritual designed to create a sense of total wellbeing, including a luxurious back massage, a bespoke facial and a relaxing scalp treatment (120 minutes, €450). This new urban oasis offers a wide range of, facials, body treatments and massages as well as a unique blow-dry bar and a manicure and pedicure suite. Guests are also offered a wealth of nourishing, healthy choices at La Terrazza, the jewel of Hotel Eden with mesmerizing views over Rome.Michelin-starred chef, Fabio Ciervo, is an Italian native who draws on his local upbringing and international culinary experience to prepare high quality, ingredient-driven dishes that focus on providing the very best flavor and nourishment.THE BEVERLY HILLS HOTEL, LOS ANGELESThe Beverly Hills Hotel, located in Los Angeles, is surrounded by 4.8 hectares of lush, tropical gardens, exotic flowers and a palm tree-lined pool – complete with luxury private cabanas.Wellness enthusiasts will appreciate new offerings including hour-long yoga classes on Saturday mornings with celebrated yoga instructor Amy Rose, including fresh fruit, water, yoga mats and blocks (complimentary for hotel guests/$25 for non-hotel guests). Stop by the Cabana Cafe for new acai bowls packed with antioxidants and a fresh pressed juice menu.Additionally, complimentary new wellness kits are available to use in all suites, with mats, blocks, stretch bands, Buddha boards, massage balls and therapeutic oils. Hotel guests can also select from the in-room yoga and meditation menu and choose from five different types of one-on-one instructional classes that refresh, restore and energise. The hotel’s recently upgraded fitness centre features new state-of-the-art strength and cardio training equipment and complimentary amenities to ease the way to wellness. Personal trainers are also available upon request. Look your best while feeling your best with Sankalpa yoga mats and apparel, and Poprageous yoga pants decorated with the hotel’s signature banana leaf print, available at the Logo Shop or online.HOTEL BEL-AIR, LOS ANGELESHotel Bel-Air’s gardens have created a peaceful environment for health and wellness for over 65 years. The hotel is a retreat for some of the world’s most celebrated personalities to relax and rejuvenate, and now guests will have an opportunity to maintain their healthy lifestyle on the go with the new Wellness Your Way package. Enjoy in-room yoga at your convenience, complete with a yoga mat, yoga DVD, fresh pressed juice and a healthy snack ($60). Guests can also spend time in the Spa, which includes a spacious suite with outdoor space to accommodate groups of two and more, an extensive spa menu and a 24-hour fitness studio.last_img read more

For more information on the property go HERE Go

first_imgFor more information on the property, go HERE.Go back to the enewsletter Go back to the enewsletterLuxury safari specialist Sanctuary Retreats has raised the bar in Zambia with the unveiling of its refurbished Sanctuary Sussi & Chuma property at Victoria Falls.The extensive facelift to the lodge is the latest to be revealed as part of a multi-million-dollar investment program currently rolling out across the Sanctuary portfolio, and firmly positions the boutique riverside retreat among the most exclusive luxury accommodation in Zambia.Set on a bend of the Zambezi River in the Mosi-Oa-Tunya National Park, just twelve kilometres from Victoria Falls, the lodge is named after Dr David Livingstone’s faithful friends, Sussi and Chuma. In keeping with Sanctuary Retreats’ Luxury, Naturally ethos, the redesign ingeniously maximises its magical setting in one of the most beautiful parts of the Zambezi, strengthening the feeling of a connection with nature, whether inside or out.Explorers Lounge, Sanctuary Sussi & ChumaThe most detailed changes are evident in Sussi & Chuma’s communal areas, including the addition of a new Explorer Lounge and an expansive riverside outdoor bar. Overlooking the Zambezi, the bar offers incredible and unrivalled views over this magnificent river – especially spectacular at sunset. The extended outdoor decking area includes a remodelled boma fire pit, as well as a new dining area, while inside, the intimate and inviting Livingstone Bar is the perfect spot to sip on a cocktail.Sussi Treehouse at Sanctuary Sussi & ChumaThe lodge’s 12 luxurious Sussi treehouses, linked by elevated wooden walkways, have also been comprehensively remodelled, offering a sophisticated take on modern safari life. Each one has now been enriched with a very authentic Zambian character, evident in stylish interiors which feature local artworks, hand crafted rugs and easy chairs dressed in a map print evoking the intrepid trails of the Lodge’s erstwhile namesakes – Sussi and Chuma.Each one comes with all the five-star fixtures and fittings you would expect from one of the world’s leading boutique safari operators, with indulgent touches including freestanding baths, a fully stocked minibar and gym boxes for in-room workouts. Adding to the feeling of exclusivity, the riverfront terrace of each treehouse has also been redesigned to deliver guests with even greater privacy and shade.The elevated walkway between Tree HousesSanctuary Sussi & Chuma also offers two private houses, each with two bedrooms, its own dining area and deck with plunge pools, as well as a private chef and dedicated staff – perfect for families, multigenerational travellers, or those seeking the ultimate exclusive safari getaway.Prices at Sanctuary Sussi & Chuma start from USD$585 per person per night, twin share, including all meals and drinks (excluding premium brands) and transfers to and from Livingstone Airport. There’s also a choice of two daily shared game viewing activities including tours of Victoria Falls on the Zambian side, game drives in the National Park, a sundowner cruise, local school and village tours, walking safaris, fishing and canoeing excursions.And for even better savings, take advantage of Sanctuary Retreats’ extended stay offer 2018, when guests stay at one or more of Sanctuary’s properties including, Sanctuary Sussi & Chuma, depending on the season of travel.Stay 4 – 6 nights and save up to 30% or stay 7+ nights and save up to 40%. Terms and conditions apply.last_img read more

Related Extra flights to Latvia and Lithuania laun

first_img RelatedExtra flights to Latvia and Lithuania launched from Dublincheap flights to Riga and Vilnius have been introduced at Dublin Airport by airBalticExtra flights to Latvia and Lithuania launched from DublinAdditional cheap flights to Riga and Vilnius have been introduced at Dublin Airport by airBalticFour new winter routes from airBalticAirBaltic is to offer four new routes to destinations around Europe from October 26th. The number of airBaltic passengers travelling on flights to Riga from Vilnius and Tallinn and on to final destinations in Europe and Asia has risen dramatically, the airline has revealed.A larger number of Lithuanian transit passengers ensured that the flight to Riga from Vilnius was the airline’s most popular route in January, with 12,922 passengers travelling on the route – nearly five times the amount on January 2008.Over two-and-a-half times the amount of passengers travelled on flights to Riga from Tallinn, up from 3,520 to 9,186.Commenting on the figures, an airBaltic statement said: “Thanks to transit services, airBaltic has also increased its overall passenger numbers.”In January 2009, the Latvian airline carried 156,688 passengers on flights from Riga airport.”As part of its 2009 summer schedule, airBaltic will increase its frequency of flights to Tallinn and Vilnius from Riga to seven a day.The airline announced last week that it would launch a new flight to Dushanbe from Riga on June 1st.ReturnOne wayMulti-cityFromAdd nearby airports ToAdd nearby airportsDepart14/08/2019Return21/08/2019Cabin Class & Travellers1 adult, EconomyDirect flights onlySearch flights Maplast_img read more

European cheap flights carrier Wizz Air will intro

first_imgEuropean cheap flights carrier Wizz Air will introduce flights to Tampere from Gdansk this summer.The Hungarian airline, the largest low-cost operator in central and eastern Europe, will commence twice-weekly services to the southern Finnish city on June 13th.Once flights take effect, Tampere, which is often referred to as the ‘Manchester of Finland’ owing to its industrial past, will become the 19th destination served by the Pomeranian region’s capital.Tampere is Finland’s third-largest city and last year hosted the European Youth Olympic Festival between July 18th and 25th.Elsewhere, Wizz Air will launch cheap flights to Venice Treviso from major western Ukrainian city Lviv on May 14th.Services will operate on a twice-weekly basis using a brand new Airbus 320 aircraft.Last year, the cheap flights carrier carried more than 7.8 million passengers from its 11 bases in Hungary, Poland, Bulgaria, the Czech Republic and Ukraine.Its fleet currently consists of 29 Airbus A320 aircraft.ReturnOne wayMulti-cityFromAdd nearby airports ToAdd nearby airportsDepart14/08/2019Return21/08/2019Cabin Class & Travellers1 adult, EconomyDirect flights onlySearch flights Map RelatedWizz Air will introduce flights to Bergen this winterCheap flights carrier Wizz Air will launch new flights to Bergen from Gdansk in the run-up to Christmas.Wizz Air to introduce flights to Paris from GdanskWizz Air to introduce flights to Paris from GdanskMore cheap flights from Budapest to be launched by Wizz AirWizz Air has announced its intention to launch new cheap flights from its Budapest base.last_img read more