Phil Lesh Plays Two Grateful Dead Albums With Most Of Chris Robinson Brotherhood [Photos/Videos]

first_imgLoad remaining images Phil Lesh kicked off his first of three nights at Brooklyn Bowl Las Vegas last night. The Grateful Dead bassist performed two very special sets, playing the Workingman’s Dead and American Beauty albums in their entirety, to kick off the run. Alongside Lesh were “Friends” Chris Robinson, Neal Casal, Tony Leone, and Adam MacDougall of Chris Robinson Brotherhood, along with frequent collaborator guitarist Ross James.Thanks to YouTube user Bonerkiller and Buttercup, you can enjoy the full Workingman’s Dead set below:Setlist and timestamps:Uncle John’s Band 0:36High Time 17:40Dire Wolf 30:13New Speedway Boogie 36:00Cumberland Blues 47:30Black Peter 57:05Easy Wind 1:08:32Casey Jones 1:14:50And here is the full American Beauty set from last night’s performance:Setlist and Timestamps:Box of Rain 1:09Friend of the Devil 10:29Sugar Magnolia 16:45Operator 25:15Candyman 30:45Ripple 40:43Brokedown Palace 46:33Till The Morning Comes 53:00Attics of My Life 59:43Encore:Truckin’ 1:15:00This lineup of Phil & Friends will hold the room down for the first two nights, then the Terrapin Family Band will join the party for an afternoon set on the third day. All information and tickets can be found here.Enjoy the photos below, courtesy of Erik Kabik.last_img read more

Jackie Greene, Eric Krasno, Terrapin Family Band Members, & More Pay Tribute To Tom Petty In NYC [Video/Photo]

first_imgPhoto: Lou Montesano Some familiar musicians got together at Brooklyn Bowl on Tuesday night to play much-loved classics. Members of the Terrapin Family Band and Midnight North were joined by many of their friends for a tribute to Tom Petty billed as “Brooklyn Won’t Back Down.” It’s only been six months since Petty’s sudden and all-too-soon passing. Many bands have paid homage by working a Heartbreakers tune into their setlists, but this all-out celebration was a reminder of just how many great songs Petty and company produced during their forty-plus-year history.Kicking things off with “Don’t Do Me Like That”, Grahame Lesh shared vocals with his bandmates throughout the evening. The lineups of Terrapin Family and Midnight North include some overlap, with Lesh and drummer Alex Koford acting as members of both. Midnight North songstress Elliott Peck was also on hand, joined by another female of notable vocal talent, Leslie Mendelson.Working their way through the Petty songbook—“Here Comes My Girl,” “Free Falling,” “Learning to Fly”, “You Wreck Me”, and, of course, “I Won’t Back Down”—it was a mashup of musicians trading places and instruments. Bass duties were shared by Karina Rykman and Scott Padden, and guitarist Eric Krasno joined Terrapin Family Band’s Ross James to add to the already considerable sonic depth. Multi-instrumentalist Jackie Greene maintained a fairly low profile on keyboards for most of the first set before moving to guitar and taking the mic on “Runnin’ Down a Dream”. Stepping out again in the second set for “Mary Jane’s Last Dance,” Greene’s vocals most nearly approximated Petty’s trademark Southern twang.“You Wreck Me”[Video: TheTuddd]One of The Heartbreakers’ live standards was The Byrds’ “So You Wanna Be a Rock ‘n’ Roll Star”, and the evening’s most interesting cover was “I’ll Feel a Whole Letter”—another Byrds classic penned by the late and very much underappreciated Gene Clark. “American Girl” closed things out, with the full complement of musicians filling the stage. Tribute shows can be hit or miss, but with so much talent on hand and such great material to work with, it was a pretty good bet this one was going to be a hit.Thank you, Tom Petty. We miss you.Photos: Brooklyn Won’t Back Down Tom Petty Tribute | Brooklyn Bowl | New York, NY | 4/17/2018 | Credit: Lou Montesano Load remaining imageslast_img read more

Radcliffe’s ‘jellyfish guy’ follows the light

first_imgGrowing up in northern New Jersey, David Gruber would ride his BMX bike to the Passaic River. He ducked under waterfalls, fished for sunfish, and scrutinized tiny worms and crustaceans that clung to his skin when he emerged from the brownish water. He didn’t know their proper names back then.He also didn’t know that a century of industrial activity had laced the Passaic with dioxin, PCBs, heavy metals, and pesticides. Later, when Gruber was pursuing a Ph.D. at Rutgers University, he considered coming up with toxin-eating bacteria to help clean up the Passaic — by then one of the biggest Superfund sites in EPA history.He opted instead to study oceanography, but poking around the river and surfing off the Jersey shore fed Gruber’s fascination with water and an almost transcendental belief that we are inextricably tied to the natural world.Gruber plans to delicately read and decode the genetic libraries from living jellyfish and other deep-sea marine life that could lead to new biomedical tools and treatments. And he hopes to explore what’s causing jellyfish populations around the globe to proliferate out of control.“Is it true,” he muses, “that climate change is leading to the takeover of the oceans by jellyfish zombies?”,“They’re incredibly delicate. They seem so simple, yet they’re complex. They’re little packets of water that can do miraculous things. They have lots of charisma, if we dig in.” — David Gruber, pictured below with jellyfish specimens in the Museum of Comparative Zoology,The intersection of humans and jellyfish In 2013, Gruber was in a submarine in the depths of the South Pacific, peering at the exotic world outside the sub’s clear acrylic dome. Every species that swam or drifted by was new to him. It was, he says, like being a kid in a candy shop.A professor of biology at City University of New York and a research associate of invertebrate zoology at New York’s American Museum of Natural History, Gruber has collected fluorescent proteins from fantastical, glowing creatures he’s uncovered in remote depths of the Pacific, the Red Sea, the Mediterranean, and undersea canyons off California.Since these kinds of proteins were first discovered, in the 1960s, they’ve been used to track cancer cells, illuminate how pancreatic cells produce insulin, and display brain circuits working in real time. Yet little is known about what the glowing proteins do for the creatures that generate them.Jellyfish themselves are an enigma. The term encompasses thousands of species that combine plantlike simplicity, animal-like mobility, and an almost bacterial ability to reproduce rapidly, according to the biologist Juliet Lamb.Gruber is devoting his year as a Radcliffe Fellow to writing a book on what he calls the intersection of humans and jellyfish. He’s exploring their history, biomedical applications, and potential as a human food source, as well as their alarming ability to thrive — like rats or cockroaches — under certain conditions. In recent years, enormous jellyfish blooms have closed beaches, damaged trawlers, decimated fish stocks, and clogged power plants.Gruber, more of a jellyfish champion than a detractor, seems delighted to have become “the jellyfish guy” to Institute colleagues. They’ve told him about vacation-ruining stings at the beach and screensavers featuring undulating jellies. These conversations can become dialogues, he says, that focus attention on marine life in a new light.Blue light, specifically. Beyond the reach of sunlight in the ocean depths, it’s a blue spectral world. Gruber started out studying bioluminescent coral reefs. But a glimpse of an elusive green glowing eel off the Cayman Islands in 2011 changed that.In submarines, using remotely operated vehicles and extended-range SCUBA wielding special blue lights, Gruber and his colleagues have descended 1,000 meters in search of what he calls the world’s most cryptic sea life: sharks and fish and sea turtles covered in fluorescent green, orange, and red patterns and sparkly spots. He’s filmed underwater light shows of creatures that for some reason have developed the ability to absorb blue light energy and transform it into myriad other colors.,The uses of bioluminescenceIn the 1990s, the gene for green fluorescent protein (GFP) in a common North American jellyfish was cloned. If the harmless genetic marker was attached to a protein of interest, researchers could see a distinctive green glow when the protein became active.Biofluorescence, Gruber says, is a powerful tool that happened to be floating around in the ocean. Its research uses seem almost infinite. The new fluorescent protein Gruber uncovered in the eel, for instance, is very different from GFP, which earned its discoverers a Nobel Prize in 2008.The eel protein lights up when it binds to fatty acids such as bilirubin, a key blood compound that helps clear waste products generated by the breakdown of aged red blood cells. That protein and others isolated from the more than 200 new species of biofluorescent fish Gruber uncovered may lead to additional tools for medical research. One found in a coral in Australia is already being employed to develop better cancer drugs.Gruber is also exploring the little-understood bioluminescence chemical pathway by which these creatures produce light and why their systems devote limited resources to spectacular body paint that only certain eyes can see. Perhaps, he speculates, it aids in communication, mating, or camouflage.He has a notion of mimicking a tiny, harpoon-like appendage — employed by the marine species Cnidaria to project a hollow, venom-filled needle with explosive force — to gather genetic samples from deep-sea creatures.,We’re all symbiotic To better understand how sea creatures experience their worlds, Gruber tries to imagine himself enshrouded in perpetual darkness. To emulate how a jellyfish or a shark or a sea turtle sees its glowing compatriots, he creates lenses that mimic their eyes.“I see these intertwined, interdisciplinary aspects of life,” Gruber says. “Studying light and creatures who are conduits of light is a really alluring way for me to follow that thread of life.”As he talks about never-before-seen biofluorescent organisms, Gruber’s hands trace shapes in the air, freezing mid-gesture as he searches for the right word. He sports metal-rimmed spectacles reminiscent of those of a 19th-century naturalist.After squeaking through high school, Gruber chose the University of Rhode Island for its surfing team. And after a turbulent summer unloading trucks for a factory, he figured he’d better choose a different path. New Jersey’s industrial landscapes and strip malls represented a “disconnection from nature,” he says. “I was searching for nature wherever I could find it.”As a college senior, he jumped at an opportunity to participate in an oceanography expedition to Belize. He lived in a tent on a tiny island where conch fishermen taught him to free dive and navigate by the stars in search of nocturnal fish in seagrass habitats. Later, he studied biodiversity in the jungles of Guyana and worked to restore the Everglades near Key Largo.For a time, he pursued serial passions: a master’s in environmental management from Duke University, a master’s in journalism from Columbia University, a Ph.D. in biological oceanography from Rutgers, a postdoctoral fellowship in molecular biology at Brown University.He joined the CUNY faculty in 2008. He wonders if he paid a price early in his academic career by being “too broad,” he says. But now his varied background helps him see unexpected connections: how phytoplankton are integral to the study of human aging, for instance, and how the scientific narrative of evolution informs almost everything.Soon after Gruber was named a National Geographic Society Emerging Explorer in 2014, he presented his work in Washington, D.C. He talked about studying bioluminescence, which is like trying to study gasoline after combustion: Once the reaction has occurred, evidence that it existed is gone.Despite their resilience in the wild, jellyfish are notoriously difficult to cultivate. Gruber once spent months in a hotel, dashing to the Mystic Aquarium in Connecticut at all hours, coaxing baby jellyfish to thrive in a lab tank, tweaking their diet in the hope that they would produce more light.After the talk, the Harvard roboticist Robert J. Wood, one of the other NatGeo Explorers, approached him. Have you heard of soft robotics? Wood asked. Gruber hadn’t, but he immediately recognized its potential for collecting deep-sea marine samples noninvasively.He and Wood are collaborating this year in the Harvard Microrobotics Laboratory to create squishy-fingered robot hands that can grasp a jellyfish without harming it. In the spring, they hope to test their devices on living jellyfish in Boston Harbor, following the lead of the Harvard naturalist Louis Agassiz, who researched jellyfish off Nahant in the 1850s.Much more has been learned about jellyfish physiology since Agassiz’s time. The creatures have sleep cycles, just as we do, Gruber points out, and senses. They have eyes and a knack for sophisticated navigation. With uncanny efficiency and balletic grace, they propel away from predators.“They’re incredibly delicate,” he says. “They seem so simple, yet they’re complex. They’re little packets of water that can do miraculous things,” such as descend to depths that would crush a titanium submarine. “They have lots of charisma, if we dig in.”Gruber holds a glass jar containing a cannonball jellyfish, a specimen Agassiz brought back from Georgia, which is stored in the bowels of the Harvard Museum of Comparative Zoology. Inside the jar a colorless gelatinous blob sloshes in clear liquid, its bell devoid of the lacy pattern it had when alive. It seems a gigantic theoretical leap to say, as Gruber does, that humans and jellyfish simply diverged from a common evolutionary path.Jellyfish or river organism or fellow vertebrate — at the end of the day, we have many commonalities, and we all share DNA. Humans have nearly 70 percent of the same genes as sponges. But if we look only with our human eyes, Gruber insists, we miss the point.He pauses, gazing over my head as if zeroing in on something only he can see.last_img read more

Plant fall color at home

first_imgBy Jim MidcapUniversity of GeorgiaFall has slowly slipped up on us. The nights are suddenly cooler,the days are shorter and recent rains have refreshed our woodsand landscapes. And the fall leaf season is just around thecorner.With cool nights, bright days and adequate moisture, the turningof the leaves could be spectacular. While we’re admiring all thereds, oranges and yellows, we should be planting our own fallcolor.Fall is the perfect time to plant young trees while you’reenjoying the spectacular fall leaves. Our nurseries and gardencenters stock up on a variety of trees for fall planting.Try these selections at homeHere are some trees that offer outstanding fall color. Some arereadily available. Others will be harder to find.The trident maple is a handsome, tough treewith an upright, ovalshape. Its leaves are pest-free, lustrous dark green andthree-lobed. The foliage changes in fall to a rich yellow andred.The bark is a striking gray to orange-brown that exfoliates.These plants withstand drought and infertile soils. Reaching 25to 35 feet tall, they’re hardy throughout the state.Red maple is a swamp native that grows 40 to60 feet tall. Youngtrees are pyramidal, becoming rounded to irregular at maturity.The reddish spring flowers are followed by bright red fruit.The smooth, gray bark is attractive. Fall leaves develop intoglorious yellows and reds. Named selections are widely available,with “October Glory” and “Autumn Blaze” offering reliable color.Many native hickories put on a spectacularshow year after year.They’re seldom available at nurseries because they’re hard totransplant. You may want to collect seeds and start your owntrees on the edge of the woods.Hickory leaves turn brilliant yellow to golden in the fall. Theleaves and nuts are a little messy, and the trees grow slowly.Most grow in deep, moist, well-drained soils as well as on dry,upland sites. Don’t buy femalesThe ginkgo is old, its unique, fan-shapedleaves embedded in thefossil record. It’s very slowly becoming established. Youngplants are gaunt and open but become full and dense with age. Itbecomes a mature specimen when the bright green leaves turn abrilliant, clear yellow in the fall.The leaves suddenly will cascade to the ground in a single day.Buy male trees when possible. Females produce fruits that developa rancid odor as they mature.These trees and many others can brighten your fall landscape. Besure to select trees adapted to your site to ensure the successof your planting project. Spicy fragrance a bonusThe elegant katsura tree is pyramidal tostart with and becomesan upright oval form with age. The leaves mature to blue-greenand turn a rich yellow to apricot in the fall. As an added bonus,the falling leaves give off a spicy fragrance.The brown, shaggy bark provides year-round interest. There are noserious insect or disease problems. However, the katsura treerequires moisture during droughts to prevent early leaf drop. Thetrees grow 40 to 60 feet tall and are hardy statewide.American yellowwood is an uncommon nativetree that’s not widelysold. Trees are low-branching with broad, rounded crowns. Thewhite spring flowers produce a spectacular show but may bloomonly in alternate years.The larger branches and trunk are smooth and gray. Yellowwoodmakes an excellent medium-sized 30 to 50 feet tall specimen tree.They’re hardy throughout the state.Sourwood is one of our best native trees forfall color. It’sdelicately pyramidal with drooping branches. Young leaves matureto a lustrous dark green and turn red to maroon in the fall.The white flowers come in 4- to 10-inch panicles in June andJuly. Sourwood is great for naturalizing native sites in sun orpartial shade. The trees reach 25 to 35 feet tall and do best innorthern Georgia.last_img read more

Floating windfarms present major economic opportunity for U.K.

first_img FacebookTwitterLinkedInEmailPrint分享ReNews:Floating offshore wind has the potential to generate up to 17,000 jobs in the UK by 2050, according to a report from the Offshore Renewable Energy Catapult.The report, which was commissioned by Crown Estate Scotland, said the sector could add 10GW of capacity by mid-century and generate up to £33.6bn of gross value added. It said that the global potential for floating offshore wind – 55GW by 2050 – also offers an annual export value to the UK of at least £230m by 2031 and £550m by 2050 with appropriate support.“The UK now has a short window of opportunity to capitalise on its early advantage and realise the long-term benefits,” the report said.Policy support is essential to provide the private sector with the confidence to invest, it added. This should include ring-fenced funding for floating wind in future Contracts for Difference auctions for at least 100MW of pre-commercial projects by 2025 at a cost of £668m and 800MW of commercial-scale by at least 2027 at a cost of £1.2bn.Scottish Renewables policy manager Stephanie Conesa said: “Floating wind provides an enormous economic opportunity for Scotland and its development, as well as that of other earlier-stage technologies, has the potential to provide renewable electricity in locations where other renewable energy devices cannot be deployed.”The UK has early-mover advantage in floating offshore wind with projects such as Equinor and Masdar’s 30MW Hywind Scotland facility, the report said.More: Floating wind offers UK ‘17,000 jobs bonanza’ Floating windfarms present major economic opportunity for U.K.last_img read more

Territorial Consolidation in Colombia: the Right to have Territory and a Territory with Rights

first_img Reconstruction (PNCRT) are applied – areas with high violence rates and illicit exchanges with Thailand, Peru, Bolivia… State takes action and offers legality. In this sense, we work with a fundamental DIÁLOGO: To conclude, Dr. Chamorro, would to like to add anything for Diálogo readers? which had requested that cooperation– we have been visited by countries that are organized this plan and created the Special Administrative Unit for Territorial level of consolidation in the region. will be applied this year in all 58 municipalities, with the aim of measuring the choose municipalities that had been excluded from the development of the country. By Dialogo January 06, 2014 Dr. Chamorro: Community Action boards conduct the people’s training. They have continued actions that we have started, and people are satisfied because they are able to decide how to invest. Consolidation areas are conflict zones, but very rich in oil, nature, mining, water, hydroelectric resources; we have four hydroelectric generators in our regions. So, there is a lot of potential here for energy management through the use of hydroelectric powerplants. territories in an emergency action with their scarce resources; assisting help Central American, Caribbean, South American, South Asian and African countries, allows the creation of the necessary conditions for peace in strategic territories, we have signed an agreement with them, by which we grant scholarships to… so far, populations affected by armed confrontation in a civil-military approach. Our basis only government policy existing in 58 municipalities in 13 departments, with territorial security as basis. With security provided by the Public Forces, the national, regional and territorial public institutions, as well as with the partner to enforce our institutional mission, and making the community develop trust Dr. Chamorro: The main difference is that we address social and civil sustainable. It is a very different intervention, compared to the operations is territorial security, although our intervention is merely civil and social. From favoring the economic and social development of the country, which has been affected mayors. We intend to take those regions that were excluded from national development contribution to facing the challenges of the country at this stage. There is no and now operate within the law. I think this is very important support. Dr. Chamorro: The mechanisms and methodology used by the Unit deployed Coordination and Integrated Action). It is conducted by the Public Forces, but until now the state had been absent; where insecurity and underdevelopment were eradication of illegal coca crops. Once the presence of guerrillas disappear, state representatives would take action through civil agencies, in order to conduct projects that will generate an enduring impact, not only in infrastructure, but also in production and technical and financial assistance to help the population take leadership of development. Moreover, the population would have a safe enough environment to promote their role as active participants in the economic and political fields in the country. Two years after its reorganization as an entity subscribed to the Social Action Department, Diálogo visited the offices in Bogotá to interview the current director of the Special Administrative Unit for Territorial Consolidation, Dr. Germán Chamorro de la Rosa. community, in order to pursue continuity and sustainability of actions proposed, so solidarity received through the international cooperation with the same purpose. We DIÁLOGO: Could you tell us about some of the achievements made so far? Dr. Chamorro: Our attendance to the opening ceremonies is one of our distinguishing features. In an area where the State had always been absent, a man DIÁLOGO: Are these families that formerly grew coca crops? part of the post-conflict scenario in these regions, which are so deeply affected by them sustainability. We provide them with building capabilities, so that people become trained and empowered. close relationship with the Army, and we are working hand in hand with budgetary countries? DIÁLOGO: Are there any examples of how you’ve reached out to the people? Dr. Chamorro: That work strategy comes from the interagency management illegal armed groups and illicit crops, among other factors. In other words, we where the UAECT has intervened, as well as promoting State officials to learn about for the people; $30 or 40 million Colombian pesos [about US$ 16,000 to 21,000] in by armed violence for decades; it is structured on the concept of security and the in territories where the National Policy for Territorial Consolidation and DIÁLOGO: In a post-conflict scenario, what are the roles and responsibilities Dr. Chamorro: Yes, of course. So, it is a way to reshape people’s power-generating plant, which changed people’s lives. Before now, they just had DIÁLOGO: What is the Unit’s structure and approach? considerations. For instance, we have invested in the Cauca project; they invest in the need to integrate territorial actions and policies that will provide a vision, to show them that there is a State that is thinking of them. People looking for new government approaches, in order to find intervention alternatives in DIÁLOGO: What does it mean to build capabilities? Dr. Chamorro: What we seek is that municipalities become more and more Dr. Chamorro: Yes, hand in hand. Since I took office, we have had a mobilization for the construction of governance scenarios, in accordance with dominated by the guerillas, but we were able to reach up and establish a DIÁLOGO: What is the difference between civil and military territorial crops – are already under a post-conflict scope. I consider this to be the best DIÁLOGO: Tell us about the consolidation indicator… center_img Dr. Chamorro: It is a new indicator that was made with U.S. contribution, which has not been implemented yet, but will measure the whole consolidation process in all regions. Its scope is very wide, since it measures politics in different regions, so the population can be interviewed and then the state presence can be measured; we can figure out how regions are consolidated. A pilot test was conducted in Tumaco, Monte Líbano and San Juan de Arama. The indicator told us “thank you for remembering us.” These are small, life-changing initiatives DIÁLOGO: Before, guerrillas were their only option… We are willing to make our contribution in this area. We have a great program that I The idea of creating a Territorial Consolidation Program in Colombia started in 2004, as a strategy to bring state presence to rural and conflicted areas, where about 64 people from violent areas. These beneficiaries graduate as agronomic Consolidation National Policy and the Consolidation Unit have been made with the we can overcome obstacles generated by exclusion as a factor that has provoked DIÁLOGO: How did the idea of the program arise? Concepción, near the place where Raúl Reyes was killed. It is an area traditionally wreaking havoc. But it was not until November 2011 that the Colombian government transition towards a stronger Colombia in terms of democracy, peace and coexistence. appreciate small deeds… Dr. Chamorro: We have the Counter Illicit Crops Program within the Unit. There are three directorates: Regions, Joint Execution and the Counter Illicit Crops Program. We also conduct forced manual eradication of illicit crops with the Mobile Eradication Groups (GME), through which we generate employment and conduct eradication operations. In addition to the almost 64,000 hectares eradicated by the GMEs, we also conduct post-eradication actions. Our program most widely promoted has been the Forest Ranger Families. Peace Program. The University of La Salle has an agronomy school called Utopía, and DIÁLOGO: But they go hand in hand… DIÁLOGO: Dr. Chamorro, would you explain what Territorial Consolidation engineers, and are committed to return to their hometowns and start working and taking projects. Utopía is related to peace, because that is the goal. All we do is means? have also held exchanges with the south in operations to eradicate illicit crops; Dr. Chamorro: Territorial Consolidation is a government policy that at overcoming common development challenges in a joint way, offered by Colombia to of the Consolidation Policy? people must be convinced and their trust must be won. Therefore, it is a policy that would like to mention. We have an agreement that has been nominated to the National also has another great advantage, regional politics. DIÁLOGO: What are the criteria used to select a specific territory? Dr. Chamorro: The designation of territories is made by the National Security President Juan Manuel Santos’ sound government policy, conducted jointly among violence. Through the Armed Forces’ interagency program, they intend to assist there is no overlapping and coverage can be more extensive. violence. conducted by the Public Forces with the Army in Integrated Action. Southern Command is also fundamental for the creation of all our strategies. Good afternoon. The interview with Dr. Chamorro was very good, as well as the implementation of the program in different regions. It would be good to know the municipalities involved nationwide, that are benefiting from the outreach of the Consolidation program. a good page international organizations, with a permanent involvement intended to be Consolidation (UAECT) as the entity for meeting that goal and liberating these areas the regional and local spheres, about which path to follow. The support of the Dr. Chamorro: Currently, the UAECT is working to implement the consolidation index, created with the support of ‘Fedesarrollo’ (a Colombian economic and social research company) and international cooperation, which intends to measure the total progress of the National Consolidation Policy, a main tool for this purpose. Then, we proceed to bringing the State together, making us essentially its unifying agents. The investment on the focused region is historic, representing an increase of almost 400%. There has been almost two trillion [Colombian] pesos (US$ 517,000) made in national state investments, with almost 27 state institutions functioning as intermediaries. With the Quick Response Program, for example, we have taken action in 12 departments, 47 municipalities, 307 sections, and 266 chosen projects, the policy of many which were embraced by the community and taken over to conduct several of them. With the strategy of the Forest Ranger Families 2012-2013, a program that provides people with food security, a productive project and technical assistance so that people can optimize their products, we have supported 19,374 families with an investment of $19,906 million Col. pesos (US$ 10,264.04) in the production of cocoa, coffee, sugar cane, palm, forestry, pasture-forestry, apiculture, among others. We invest resources in those families that have been forest rangers and conclude their cycle by taking up productive projects, so they can obtain sustainability and can make progress. and help them make progress. The purpose of this policy is to strengthen those Dr. Chamorro: In the South-South cooperation process –cooperation aimed them before. For example, there is a region in Putumayo, which is called La consolidation actions? basis, such as citizen participation. We do everything with the community. Before from illegal armed groups; to disrupt their support and supply networks, and conduct adjusted. So we give municipalities and villagers the capabilities to do so; we give is made by us and the Public Forces, but we also do it with the Civil Society. It security. Furthermore, we consider that this is a way to return to the world the exercise of fundamental rights of people (Section 2 of the Constitution). It is the question that the new peace scenarios require not only a national outlook, but also DIÁLOGO: Is the Colombian Government planning to share experiences with other areas where violence and lack of governance cause vacuums affecting national contact with guerillas, so to have State presence means that they were remembered. our projects, so there is an exchange. It is a joint and coordinated effort, so investments, but which had never taken place before, and villagers had never trusted program called ‘Centro de Coordinación y Acción Integral’ (Center of starting any process, we ask the community their opinion. We are also executors of Dr. Chamorro: It is important to emphasize that the achievements of the Dr. Chamorro: Yes. They are people that were on the verge of illegality Council, considering exclusion from national development, and the existence of DIÁLOGO: How is that done? support of international cooperation, especially by USAID, becoming a strategic regions. the Community Action Board, we are working with town halls, governor’s offices andlast_img read more

Credit unions should dream big like Twitter

first_imgTwitter turned 10-years-old yesterday.I remember the first time I really thought about Twitter. 140 characters. That’s it?I may have giggled. Well, the joke is on me. Today, there are 974 million Twitter accounts.I’m sure the founders of Twitter encountered a few giggles on their way to success. I’m glad they ignored the naysayers.If you’re reading this, you’ve likely heard a few giggles yourself.From bankers. From Wall-Streeters. And unfortunately, from inside our own industry at times.Our market share rests at less than 8% of total assets. Oh, but only if we could get to 10%.Why not 25%? Why not more?Some may think that’s unreasonable.Not me. continue reading » 5SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

You can’t afford NOT to use data-driven onboarding

first_imgFinancial consumers today have choices – at least 10,000 when it comes to financial institutions, to be more exact. That’s why, when you secure a new member, retaining them is so important. Between 25-40% of new members leave a credit union in the first year. Consider this: It costs far more to acquire than retain a member.You are much more likely to be successful selling to an existing member than a new one. Loyal members are more likely to adopt new products.Customer satisfaction increases significantly with regular follow-up after account opening.So, what can credit unions do to preserve those ever-important member relationships? Study after study shows effective onboarding is key – with emphasis on “effective.” Effective onboarding:Increases revenue and decreases costs.Increases member engagement.Increases wallet share.Increases member loyalty.What makes an onboarding program more effective? The most powerful weapon is the one you already have: your data.Data-driven strategies are the secret weapon for onboarding programs that are relevant, targeted, and highly successful. Without tapping into your data resources, you risk losing time and resources on efforts that don’t produce the right results. The first 90 days of the new member relationship are critical. This is the window of time to reinforce the member’s decision and cement a long-lasting bond.And remember, the days of seeing your members in the branch are dwindling. In 2016, approximately 40% of Americans said they hadn’t visited their bank or credit unions in past six months – and the trend has continued to accelerate. Your onboarding program should be largely digital, and engage members that may never walk through the door.Here’s an overview of what the first 90 days of a data-driven onboarding plan built by CU Rise might look like. Welcome. Make the member feel valued and let them know what to expect. Sending thank you cards are one way to welcome the new members.Provide a guide. Give members the information and steps needed to get going with their products and remind them of the benefits. Offer a tour of your site and its features. This can happen automatically with a triggered email that also prompts members to go digital.Increase engagement. Ensure the members are using their product and deliver a seamless onboarding program personalized for each member using data segmentation. Cross-sell using data. Identify unfulfilled needs and offer only relevant solutions. An auto loan, real estate loan, credit card, insurance or investment offer might be made after analyzing the members’ transactions, demographics and relationship history.Effective onboarding is about more than just cross-selling. When done right, it fosters a deep and lasting relationship and builds greater satisfaction overall, including with the products members already use. We can help you create a highly personalized and much more effective onboarding plan – but one that feels almost effortless because it uses the right tools and technology. 43SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Karan Bhalla Karan Bhalla is the CEO of CU Rise Analytics and who has almost two decades of financial services and data analytics experience. CU Rise Analytics is a global CUSO helping … Web: https://www.cu-rise.com Detailslast_img read more

All-Share beats property returns for last ten years

first_imgWould you like to read more?Register for free to finish this article.Sign up now for the following benefits:Four FREE articles of your choice per monthBreaking news, comment and analysis from industry experts as it happensChoose from our portfolio of email newsletters To access this article REGISTER NOWWould you like print copies, app and digital replica access too? SUBSCRIBE for as little as £5 per week.last_img

Phrased and confused

first_imgWould you like to read more?Register for free to finish this article.Sign up now for the following benefits:Four FREE articles of your choice per monthBreaking news, comment and analysis from industry experts as it happensChoose from our portfolio of email newsletters To access this article REGISTER NOWWould you like print copies, app and digital replica access too? SUBSCRIBE for as little as £5 per week.last_img