10 questions that can predict your financial future

first_img 42SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr continue reading » Money, ideally, is a wellspring of security and freedom. Poorly managed or inadequate funds are the opposite: a sinkhole of uncertainty and constraint. The purpose of earning and saving is not to hit an arbitrary number in a bank account but to enhance these underlying values and experiences in order to live the life you want and provide for your loved ones. The Consumer Financial Protection Bureau (CFPB), the federal agency charged with protecting the wealth and income of average American citizens, has just released a financial well-being scale to measure how well money is working in your life.The simple 10-question, multiple-choice survey has been designed and tested to focus financial counselors, educators, coaches and planners on a single, simplified metric of financial health. The CFPB’s hope is that this survey will be taken by millions of Americans and used, for example, to assess the impact of a financial education program or to track an individual’s progress over time.Scores on the test can range from 0 to 100. It’s scored slightly differently for folks above retirement age (around 62). Not enough people have taken the scale yet to establish “good” and “bad” values, but reading it and answering the questions for yourself may inspire you to reflect on the biggest financial issues in your life.last_img read more

Clippers sign forward Johnathan Motley, guard Derrick Walton

first_imgThe Clippers also recently signed Amir Coffey to their other allotted two-way contract, which allows players to spend a maximum of 45 days with the NBA team while otherwise playing for the G League squad.Walton will join the team on an Exhibit 10 deal. The 6-1 former Michigan standout is the only Wolverine with 1,000 points, 500 rebounds and 400 assists. He also holds the program’s single-game assist record (16).Walton played for the Miami Heat on a two-way contract in 2017-18, when he appeared in 16 games and averaged 1.8 points,  and he has international experience, having played in Lithuania and Germany.This summer, he played in four games with the Clippers Summer League contingent, averaging 4.3 points, 1.8 assists and 1.8 rebounds in Las Vegas. The Clippers added a couple of promising players to the mix this week.No, not the pair they introduced in a celebratory news conference at Green Meadows Recreation Center on Wednesday, where hundreds of media members were on hand to hear introductory comments from new Clippers superstars Kawhi Leonard and Paul George.The Clippers also brought aboard 24-year-old point guard Derrick Walton Jr. on an Exhibit 10 contract – a one-year contract that pays a minimum salary but offers bonuses intended to compel a player to stick with the franchise’s G League program – and brought back 24-year-old power forward Johnathan Motley, again as a two-way player, an NBA source said.Clippers fans are familiar with Motley, who impressed last season as he split time between the Clippers and the organization’s G League affiliate in Ontario. With Agua Caliente, he averaged 24.5 points and 9.9 rebounds and shot 55.3 percent from the field in 27 games, production for which the 6-foot-10 prospect from Baylor was named to the All-G League second team. The honor was appreciated, though not unexpected, Motley said last season, after he and fellow two-way standout Angel Delgado were honored by the G League. “We’re supposed to get it,” Motley said. “We want to be NBA players … so those are awards we’re supposed to get.“We’re supposed to dominate at that level every night, and I think we did a good job of that this year, showing that we’re NBA players. We’re very thankful for the G League awards, but we have a higher goal in mind.”On the big stage with the L.A. Clippers, Motley – whom Dallas initially signed as a two-way player in 2017 before trading him to the Clippers last year – appeared in 22 games, 4.6 points and 2.3 rebounds and 7.1 minutes.“When we got him, I wasn’t too familiar with the overall personnel of the entire G League, but everybody told me, ‘This is a top center in the G League,’ ” Bryan Adams said before coaching a G League team last season. “And Mot had an amazing training camp for us with the big team, so the thing that I’ve been telling him is while I’m excited to have him here, the goal is to make him stay up there. He’s great, he’s supposed to be one of the more legit guys and I can see why.”Surmised Delgado, in respect to his buddy in the post: “He’s probably the best offensive big man I ever played with. He’s a bucket.”center_img Newsroom GuidelinesNews TipsContact UsReport an Errorlast_img read more

Nalico/Nafico presents NGSA bursary awards

first_imgNorth American Life, Fire and General Insurance Companies recently presented bursary awards to 16 children of policyholders.The awards were presented to students who were successful at the recently concluded National Grade Six Assessment. For the next five years, the 16 children will be beneficiaries of the award, provided they meet the minimum requirements.The students who received the awards are Aleah Hema, Oma Seeraj, Loydissa Watson, Safiah Thomas, Omadevi Peters, Mickael John, Prince Trotman, Simeon Jackson, Ranasha Cum-Ewing, Kalief Sobers, Britney Johnson, Ranniv Babulall, Niaomi Young, Ronriel Greenidge, Nicholas Parmesar, Kayin Fontinelle.The Board of Directors, management and staff of the insurance company wished the awardees the best as they embark on their studies.last_img read more